If you're looking to make some passive income, a Certificate of Deposit (CD) account might be the answer. According to recent reports, a $125,000 CD account will earn you a considerable amount now. In fact, in August 2025, a $25,000 CD will also bring in a decent profit. Even a smaller deposit of $10,000 can still yield a good return.

CD accounts are a popular investment choice for those looking to earn a guaranteed interest rate on their savings. With fixed terms and rates, they offer a low-risk option for people looking to grow their money over time.

So, how do they work? Well, when you deposit money into a CD account, the bank agrees to pay you a fixed interest rate for a set period of time, typically ranging from a few months to several years. The longer the term, the higher the interest rate.

While CD rates are currently low, they still offer a safe and reliable way to grow your savings. So, if you're looking to make your money work for you, consider opening a CD account and watch your savings grow.