Credit card debt in the US has reached unprecedented levels, with the average household owing over $8,700 on their cards. This figure has led to an increase in debt collectors suing individuals for unpaid bills, especially those related to credit card debt. According to CBS News, debt collectors can typically sue for unpaid debts within a period of three to six years, depending on the state.

In an effort to combat this growing issue, financial experts are advising Americans to take control of their credit card debt. Simple strategies include creating a budget, negotiating with creditors for lower interest rates, and prioritizing payments on high-interest debts first. By taking proactive steps, individuals can prevent their credit card debt from spiraling out of control.

As the pressure mounts on those struggling with credit card debt, it is essential for individuals to be aware of their rights and responsibilities when it comes to managing their finances. By staying informed and taking action to address their debts, Americans can avoid facing legal action from debt collectors and regain control of their financial well-being.