High-Yield Savings Accounts Outperform CDs in Today's Economy

With the Fed slashing interest rates in September 2025, many savers are turning to high-yield savings accounts over traditional CDs for better returns. According to recent comparisons by CBS News, a $25,000 high-yield savings account can potentially earn more than a $25,000 CD.

In a similar study on savings options, a $40,000 high-yield savings account was found to outperform a $40,000 CD. Considering the current economic climate, experts suggest that savers should carefully weigh their options to maximize their returns.

While CDs may offer fixed interest rates, high-yield savings accounts tend to be more flexible in terms of accessing funds without penalties. This feature becomes especially valuable during uncertain times when financial needs may arise unexpectedly.

As the debate on whether high-yield savings accounts will continue to be worth it post-Fed rate cuts rages on, savers are advised to stay informed and monitor interest rate trends closely. Ultimately, the decision between CDs and high-yield savings accounts will depend on individual financial goals and risk tolerance levels.

Category: Finance

Published on: 2025-09-08 21:12:26

Tags: high-yield savings account

Investors Advised to Take Action on CD Accounts Before September 2025 Deadline

As the end of September 2025 approaches, financial experts are urging investors to make strategic moves with their CD accounts before it's too late. According to a recent CBS News report, there are several mistakes that savers should avoid when managing their CD accounts, such as locking in low rates or neglecting to consider penalties for early withdrawals.

With a potential Fed rate cut on the horizon, now is the time for investors to consider shifting their $10,000 CD accounts to take advantage of more profitable options. Experts recommend exploring various options for maturing CD accounts, such as laddering, rolling over, or reinvesting in higher yielding accounts.

In a rapidly changing economic landscape, it’s crucial for investors to stay informed and proactive when it comes to managing their CD accounts. By taking action before the September deadline, savers can ensure they are making the most of their investments and setting themselves up for financial success in the future.

Category: Finance

Published on: 2025-09-05 18:12:27

Tags: cd account september

White House Launches Official TikTok Account, Trump Featured Prominently

The White House has officially joined TikTok, with President Trump playing a prominent role in the debut video on the social media platform. As the deadline for a potential ban of TikTok looms, the move is seen as a strategic one to engage with younger audiences and reach a wider demographic.

The official White House account on TikTok will provide behind-the-scenes glimpses of the presidential administration, showcase policy initiatives, and offer a unique perspective on current events. President Trump himself will be featured in videos addressing the nation and sharing his thoughts on various topics.

This launch comes amidst growing concerns over national security and data privacy issues surrounding TikTok, as the Trump administration has been pushing for a ban of the popular app. By creating an official account, the White House aims to utilize the platform to communicate directly with the American people and counter any misinformation or negative narratives.

With President Trump at the forefront, the White House's presence on TikTok is sure to generate buzz and spark conversation. As the administration continues to navigate the digital landscape, the official TikTok account will serve as a new tool for engaging with citizens and shaping public perception.

Category: Politics

Published on: 2025-08-20 00:27:20

Tags: white house launches official tiktok account trump

Maximizing Your Savings: How Much Can You Earn with a High-Yield Account?

Are you looking to make the most out of your savings? With interest rates on the rise, it's important to know how much you can earn by choosing the right account.

According to CBS News, a $100,000 high-yield savings account is projected to earn around $900 in interest by the year 2025. On the other hand, a $150,000 certificate of deposit (CD) account is expected to earn approximately $2,278 in interest over the course of a year.

If you're wondering what a $150,000 high-yield savings account can earn at today's rates, the answer is around $1,125 in interest. This means that by choosing the right account, you could potentially earn hundreds or even thousands of dollars in interest each year.

By staying informed and taking advantage of high-yield accounts, you can maximize your savings and watch your money grow. So, if you're looking to earn more with your savings, be sure to consider the different options available and choose the account that best suits your financial goals.

Category: Finance

Published on: 2025-08-19 17:48:24

Tags: much account earn

Experts Recommend High-Yield Savings Accounts for Maximum Savings

In today's economic climate, the choice between a Certificate of Deposit (CD) and a high-yield savings account can make a significant impact on your savings. According to experts, high-yield savings accounts are the way to go for maximum returns.

A recent study compared a $10,000 CD to a $10,000 high-yield savings account and found that the latter outperformed the CD in terms of earnings. This is because high-yield savings accounts offer higher interest rates and more flexibility for depositors.

For those looking to invest $50,000, a high-yield savings account also comes out on top when compared to a money market account. The high-yield savings account can earn more in interest over time, making it a smart choice for savers.

In fact, a $50,000 high-yield savings account can earn a significant amount of interest, especially when compared to other types of accounts. This means that savers can see their money grow faster and more efficiently with a high-yield savings account. So, if you're looking to maximize your savings, experts recommend opting for a high-yield savings account.

Category: Finance

Published on: 2025-08-14 20:09:23

Tags: high-yield savings account

Study Shows Best Strategies to Earn with CD Accounts

According to recent studies on personal finance, investing in CD accounts can be a lucrative way to save and earn money. In a comparison between different amounts, such as $500, $10,000, and $20,000, it was found that CD accounts can yield impressive returns.

For instance, a $500 CD account can earn $2.50 in just two months, while a $10,000 CD account can generate $100 in interest over six months. On the other hand, a $20,000 CD account can bring in $300 in interest over three months.

It is important to note that the longer the term of the CD account, the higher the interest rate and potential earnings. In a comparison between a 6-month and 3-month CD account with the same amount of $10,000 or $20,000, the results showed that the longer-term CD account had a higher return on investment.

Overall, investing in CD accounts can be a smart move for anyone looking to save and earn money. With the right strategy and amount, individuals can see their savings grow significantly over time.

Category: Finance

Published on: 2025-08-07 19:21:29

Tags: cd account earn

High-Yield Savings Accounts Outperform CDs in Current Market

When it comes to maximizing your savings, high-yield savings accounts are proving to be the frontrunner over certificates of deposit (CDs) in the current market. Recent data shows that a $10,000 investment in a high-yield savings account can earn more interest than a $10,000 3-month CD.

According to financial experts, diversifying investments is crucial in today's economic landscape. By opting for a high-yield savings account, individuals can benefit from higher interest rates and more flexibility in accessing their funds compared to CDs.

Furthermore, a $20,000 deposit in a high-yield savings account can yield substantial returns over time, especially as interest rates continue to fluctuate. By choosing a high-yield savings account, savers can potentially earn more interest and effectively grow their savings.

As the Federal Reserve considers a potential rate cut in September 2025, opening a high-yield savings account now could prove to be a wise financial decision. With the current market conditions favoring high-yield savings accounts, it's crucial for savers to explore all options and maximize their savings potential.

Category: Finance

Published on: 2025-08-07 19:03:23

Tags: high-yield savings account